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The Man Who Retired at 30

Some life insight from someone who retired at 30:

The latte is just the foamy figurehead of an entire spectrum of sloppy “I deserve it” luxury spending that consumes most of our gross domestic product these days. Among my favorite targets: commuting to an office job in an F-150 pickup truck, anything involving a drive-through, paying $100 per month for the privilege of wasting four hours a night watching cable TV and the whole yoga industry. There are better, and free, ways to meet these needs, but everyone always chooses the expensive ones and then complains that life is hard these days.


It’s amazingly powerful. By the time you get to be a big fancy adult with a career and a house, your daily routine is basically just a collection of unconscious habits: You make coffee, commute by car, attend meetings and answer e-mails, shop in certain stores, watch TV and repeat. It becomes effortless. Your brain goes into autopilot. Unfortunately, this also means it becomes hard to make changes.

The key thing to remember is once you establish the habit, it becomes effortless and even pleasant to stay in the groove — even while your friends think you are some kind of unimaginably frugal bike-riding superhero.